A payment gateway with an API enables seamless integrations with e-commerce platforms and applications such as shopping carts, CRMs and other software, allowing merchants to easily manage their online transactions and streamline their business operations.
Open API for
E-Commerce


Our virtual terminal includes all of the bells and whistles you would expect. Easily key in transactions with numerous features, such as PINless debit, tokenization, level 2 & 3 processing and automated email receipts. Accepting payments has never been easier with IQ Format's virtual terminal.
Virtual Terminal

What is Pinless Debit?
Pinless Debit is a secure and cost-effective payment solution that allows businesses to process debit card transactions without requiring customers to enter a PIN. Unlike traditional debit transactions, which route through expensive card networks, Pinless Debit transactions are processed directly through bank networks, reducing processing fees. This makes transactions faster, more efficient, and more affordable for businesses, all while maintaining the same level of security and compliance.
